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Homeowner Help Fund: Apply today!

New York State

Homeowner Assistance Fund




Email NHS Brooklyn here to be contacted by a counselor or

call 718-469-4679 Monday - Friday 9am-5pm.

HAF funds can be used to satisfy:

  • Mortgage arrears or to reduce principal

  • Property tax and water arrears

  • HOA/Maintenance arrears

  • Chattel loans or monthly lot rents

Awards will be capped at $50,000. If an applicant applies for multiple interventions (i.e. property tax arrears and mortgage arrears), the combined award will be subject to the $50,000 cap.

This assistance is for COVID-impacted homeowners. Homeowners may apply who were in arrears prior to the beginning of the COVID-19 pandemic; however, they must have been negatively affected by the pandemic.

Forward Payments Program: Applicants who are unemployed may apply for up to six (6) months of forward payments. (May be combined with the other interventions)

If you received assistance through ERAP, you may apply for NYS HAF, so long as you are not being paid twice for the same arrears.

Speak with an NHS Brooklyn counselor. Apply even if you have a reverse mortgage or have exhausted your unemployment benefits or are unemployed. If you are not eligible for this program, you may be eligible for others.

How Homeowners Can Apply

On-Line Website:

  • The Application Website will be accessible from any device, including a smart phone and will be in multiple languages.

  • Applications can be saved and returned to at a later time

  • Requested documentation can be up-loaded into the system as a copy or a photo

Call Center:

  • The Call Center will be staffed by live operators six days a week, and will accommodate multiple languages.

  • An applicant with limited access to the internet or those who need additional support may apply through the Call Center through a live operator with homeowner authorization

Third Party Advocate:

Homeowners may apply through a housing counselor or lawyer who will have access to the Application Website

They may also have a friend or advocate apply on their behalf with proof of 3rd Party Authorization.

Next Steps

  • Visit to review the Application Guide, Document Checklist, FAQ and more.

  • Call 844-77-NYHAF (1-844-776-9423) to speak with a live operator in multiple languages.

  • If you need assistance applying, uploading documents, or have questions, contact NHS Brooklyn at 718-469-4679 Monday through Friday 9am-5pm or send an email here.

Maximum permitted income per household for all NYC counties:

$83,550 for 1 person household

$95,450 for a 2 person household

$107,400 for a 3 person household

$119,300 for a 4 person household

Please watch the video below, hosted by Senator Zellnor Myrie, for additional information.



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