First-Time Home buyer Program

Research has shown that home buyers who receive counseling and education before purchasing a property are eligible for superior mortgage terms from many banks and are less likely to go into foreclosure.

Our First-time Homebuyer Education Program:

  • is HUD-certified and approved

  • prepares you for the responsibilities of homeownership

  • empowers you to make smart decisions throughout the homebuying process

  • connects you to the most affordable mortgage products, including down-payment and closing cost assistance programs for which you may qualify. 

We offer a full suite of education options:

  • First-Time Homebuyer Seminars Free 2-hour overview of the home buying process and our homeownership education program,  offered monthly (except August). For the date, time, and location of the next seminar and to RSVP, complete this form.

  • One-on-one counseling Step 1 of 2 required steps to receive our Home Buyer Education Certificate. Includes personalized attention, credit review, and printout of your credit report with score. This session is a required step to receive a certificate of completion. We strongly recommend receiving one-on-one counseling PRIOR to taking the homeownership course. To schedule an appointment with a counselor, complete the Intake Form and submit it with all required documents either in person (recommended) or by US mail to our office at 2806 Church Avenue, Brooklyn, NY 11226. You may also drop your documents off at our Canarsie office: 9701 Avenue L, Brooklyn, NY 11236. After your packet is checked for completeness, a counselor will contact you to set up an appointment for counseling.  

  • Homeownership courses (also a required step to receive a certificate of completion) Step 2 of 2 required steps to receive our Home Buyer Education Certificate. When the counselor has confirmed that you are "mortgage ready," he will approve you for a course that you may take:

    • In-person For first-time homebuyers who plan to purchase a home within a year. 8-hours of class time with live instructors.

    • Online For first-time homebuyers who prefer to learn at their own pace or whose schedule doesn't permit them to take the in-person classes. Register for the 10-hour eHomeAmerica course here

    • Fast-Track By appointment only. You must be under contract or have a closing date.

  • Credit report Score only; no credit review.

Home Buyer Education Certificate of Completion

 

When you complete one-on-one counseling and our First-Time Homebuyer Education course, you will receive a Certificate of Completion. This Certificate qualifies you to apply for:

  • Down-payment and closing cost assistance from NHS Brooklyn for which you may be eligible

  • Special first-time homebuyer mortgages with our partner banks

NOTE: You must take a mortgage with one of our partner banks in order to receive a grant from us. The grant you receive will be in addition to any grant your mortgage lender may provide directly. Grants may be layered; that is, getting one does not make you ineligible to get another, if you qualify.

Let's Get Started!

Down-Payment & Closing-Cost Assistance

For Clients In Contract

Landlord Training

More Info & Helpful Links

East Flatbush

2806 Church Ave.

Brooklyn, NY 11226

Canarsie

9701 Avenue L

Brooklyn, NY 11236

Phone

(718) 469-4679

Neighborhood Housing Services Brooklyn

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