A Trusted, HUD-Certified, Housing Counseling Nonprofit Agency in Brooklyn, NY

Our First-time Home Buyer Education Program:

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• is HUD-certified and approved

• prepares you for the responsibilities of homeownership

• empowers you to make smart home-buying decisions

• connects you to the most affordable mortgage products as well as down-payment and closing cost assistance, if you qualify.

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We offer a full suite of education options:

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First-Time Home Buyer Webinars

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Free 90-minute overview of the home buying process, our homeownership education program, grants, and assembling your home-buying team. Offered twice monthly except in December. Register Here for an upcoming date. NOTE: This is NOT the class for which you receive a Certificate of Completion.   

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Home Buyer Certification

 

When you complete one-on-one counseling and our First-Time Home Buyer Education course, you'll receive a Certificate of Completion. This Certificate qualifies you to apply for down-payment and closing cost assistance from NHS Brooklyn for which you may be eligible and special first-time home buyer mortgages with our partner banks. 

 

NOTE: You must take a mortgage from one of our partner banks in order to receive a grant from us. The grant you receive will be in addition to any grant your mortgage lender may provide. Grants may be layered (combined). We do not recommend going to a bank to pre-qualify for a mortgage before completing one-on-one counseling,  because doing so will have a negative impact on your credit. Also, if the bank is not one of our partners, you will not be eligible for our  downpayment or closing cost grants.

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Here are the two required steps that you must complete to receive a Certificate of Completion: 

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• ​Step 1: One-on-One Counseling 
  
  Includes personalized attention, credit review, and printout of your credit report with score. Required to receive a Certificate of Completion. We strongly recommend receiving one-on-one counseling PRIOR to taking the 10-hour Homeownership course.
  
  To schedule a telephone appointment with a counselor, complete the Intake Form and submit it with all required documents to our office by mailing it to NHS Brooklyn, 2806 Church Avenue, Brooklyn, NY 11226, Attn: Homeownership Program or drop it off in person. 
  
  Make Payment
  
  Please also submit $75 payment here for the first two people purchasing the home and $35 payment here for each additional person purchasing the home, if any.*
  
  * No PayPal account? Sign in as a guest by clicking "Pay with Debit or Credit Card"
  
  NOTE: Please make payment within 72 hours of submission of your Intake Form and required documents to avoid deletion of your file.
  
  After your packet is checked for completeness, a counselor will contact you to set up an appointment for in-person counseling. 
   

• Step 2: Homeownership Course 
  
  After one-on-one counseling and after the counselor has confirmed that you are "mortgage ready," he will approve you to take the 10-hour online course. If you would like to take the course in person, submit payment here. If you would like to take the course online, submit payment here. 

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Financial, Insurance & Emergency Preparedness Education

 

We strongly encourage all first-time home buyers to attend our webinars and events designed to help them be ready for home buying, stay on track once becoming a homeowner, and avoid financial disasters before and after buying a home. These include monthly webinars on Financial Coaching & Credit Improvement, Property Insurance Education for First-Time Home Buyers, Renter's Insurance Education, and Flood Insurance Education as well as quarterly events on Fire Safety, Emergency Preparedness, and other critical topics.

 

For a list of upcoming events, go here. 

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Home Buyers in Contract or With a Closing Date

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If you found a house, made an offer that was accepted, and are now under contract or have a closing date, we may still be able to help. NOTE: Using this service will NOT help you get a grant faster, even if you are eligible. Please provide the details here.

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Credit Report

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If all you need is a copy of your credit report and score, and do not need to review it with a counselor, submit a $35 payment here.*

 

* No PayPal account? Sign in as a guest by clicking "Pay with Debit or Credit Card"

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landlord training

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NHS Brooklyn offers a Landlord Training course for current and future owners of 2- to 4-unit homes. This course meets HUD Education requirements for loans and grants.

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The two-hour session provides what every owner needs to know about NYC regulations, fair housing and lease rules, and multi-unit property insurance. 

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Certificate of Completion

 

After the webinar, you will receive a Certificate of Completion

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Course Outline

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1. Maintain Your Property’s Market Value​
    

2. Leases: Starting, Renewing & Ending
    

3. Make Your Home Energy-Eficient
    

4. Landlord’s Responsibilities:​
    

• HPD Residential Building Registration

• Inspecting a Rental Unit for Safe and Sanitary Conditions

• Garbage and Recycling

• Sidewalks & Snow Removal Rules

• Heat Season Rules

• Carbon Monoxide and Smoke Detectors

• Window Guards

• Lead Paint & Asbestos

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The Certificate of Completion for this course meets HUD Education Requirements, which is necessary for certain loan and grant applications.

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HUD Certifications are valid for 12 months from issue date.

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NEW!

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Effective April 2024, there is no charge for this training. Register for an upcoming training, offered twice monthly at 3:00pm and 6:00pm, here. 

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​affordable property management

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We offer affordable property management services to landlords and owners of small (1-4 unit) properties who live on their property and to those who don't. For more information, go here or contact Isanna Saxon, Property Management Administrator, at 718-469-4679  x1207.

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Helpful Links

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Let's Get Started!

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Down-Payment & Closing-Cost Assistance

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For Clients In Contract​

 

Landlord Training

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​More Info & Helpful Links